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Pay Off Debt Without Completely Sacrificing Your Life

By learning and applying our concept of Minimal Comfortable Lifestyle

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Hey! I'm Coach Fern, And I've Been There...

Question for you: How do you eat an elephant?

Answer: One bite at a time.

 

Taking control of money can feel overwhelming, much like eating an elephant would, which is why I am guessing you have been putting it off, but we both know where that leads.

I'll never forget the day my newly wed wife and I moved into our first apartment together. Young, in-love, and broke!

Our apartment was empty. We were $70,000 in debt. And we had $200 in our bank account. I felt like a complete failure.

How would be pay our bills? How would be fill this empty apartment? How will we ever pay off these debts? Am I just going to be stressed about money like this forever? I felt stuck...

I knew I had to make a change, but how? I had spent several years prior to this point studying everything I could find, testing every budgeting app available, listening to every guru - you name it! 

Yet I still ended up in this financial hole - maybe you can relate?

However, I want you to know something. You are NOT a failure...you've been failed.

I know you've given this a shot before, perhaps many times before, but the options out there were not coming together in such a way that was giving you the results you need.

I was in the same boat, and that's when I decided that I was going to create my own system for managing my money - using all the good I had learned over the years, and leaving out all of the things that were not helping.

After years and years of trial and error, I was finally able to crack the code!

I simplified taking full control of my money into 4 Simple Steps

  1. Get Organized
  2. Collect Data
  3. Make A Plan
  4. Stick To The Plan

I built custom-tailored tools and resources to help effectively apply these steps.

I even identified the key mindsets and inner principles required for following through on this life changing strategy!

Once I had it nailed down, it only took a few short years to be able to climb out of our financial hole, and in only a few years after that, we were able to cross a 6-figure net worth! It was incredible!

More importantly, I could sleep soundly at night. My wife and I stopped arguing about money. We knew how to get what we wanted and go where we wanted. Life was no longer about getting by. It became about living it to the fullest! 

Along the way, I began teaching others this same strategy to see if I could replicate these same results for them - and I was blown away!

In just a few months, 90% of my students were able to increase their monthly savings by over $500! And the average across all members was $900!

You might be wondering about why I focus on increasing savings. What if saving is not really your main goal? 

What I want you to realize is that no matter what your goal is, having more money to put towards it will get you there FASTER!

I mean imagine having an extra $900 to put towards your goals every single month!

I knew what I had was powerful, and I wanted to reach as many people as possible with it. I built an entire, formal coaching program and continued teaching more and more people.

While we still had people signing up and completely crushing their goals, we had a lot of people walking away because they couldn’t afford our program.  

That killed me!

I had to come up with a way to deliver these 4 Steps and this powerful program in such a way that anyone could afford it and begin seeing these same results!

That is when I decided to turn my entire coaching program (priced at over $1,000) into a single, powerful Masterclass!

 

And the best part, we have eliminated your final obstacle for getting the help and results you need by pricing it at only $24 per month 🤯

Take advantage of my years of struggle, even more years of developing this strategy, and begin seeing real results in your life today!

Be sure to check out what our members are saying about this program and their results below!

 

Take your first step (or bite 😉) today, and click the button below to get started now!

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Having Control Of Your Money = A Better Life

You are the hero of this story, let us simply show you how to get there like these members did:

Knocked out $30K of Debt!

"Our main focus for these past few months has been paying off debt and so far since January we have knocked out about $30k in debt thanks to Metanoia!"

- Mario & Edna - 

Completely Changed My Life!

"Metanoia has completely changed my life as well as my family. The membership is not only affordable, I love being apart of a community that supports my growth. Taking control of your money may seem daunting, but with Metanoia, you are never in it alone!"

- Claudia -

Overwhelming Happiness!

I do want to express my gratitude for this community and the entire process. After every month I always have this overwhelming feeling of happiness and confidence! Thanks Metanoia!

- Aaron - 

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Metanoia's 4 Steps To Financial Control

While taking control of your money may not be easy, it doesn't need to be complicated.

Step 1 - Organize!

Where Are You Now?

This is where you face the situation that keeps you up at night or keeps you moving sideways in life. Ignoring the problem will not make it go away.

Step 2 - Collect Data!

Where Are You Currently Headed?

The problem is that you have no idea where your money is going. You hold on to this limited lifestyle, which is why you cannot grasp true freedom.

Step 3 - Make A Plan!

Where Do You Want To Be?

Once you know where you are and where you're heading, you can change that trajectory towards crushing your goals and building your dream life.

Step 4 - Stick To The Plan!

Take One Step At A Time!

Once you have your plan for success, the key is sticking to it for the long term. Your dream life doesn't take months - it takes years. Don't quit!

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Starting Later Could Cost You...A Lot!

What do money and time have in common?

When not handled intentionally, both have a crazy way of simply slipping away...

And more often than not, it happens in a way that leaves us wondering...what happened? 

We know the time passed, but did we capture that time and make the most of it?

Did we move closer to where we wanted to be, or better yet, who we wanted to be? 

Or are we just in the same spot we started before this blink of an eye?

Every month that goes by without truly being in control is an opportunity missed.

Every month in which we are not being intentional with our money is literally money lost.

I mean, just imagine that you were able to achieve the same success as our members...

And you began saving an extra $500...every single month!

That's $6,000 a year! 

Do you know what $6,000 invested each year with an average return gets you over 30 years?

That's $1,000,000!

But this is just the tip of the iceberg. 

One of our members put off this program for 2 years!

After experiencing these incredible results for himself, he had to go back and see what putting this off cost him...

The answer blew him away...

He calculated that it cost him over $20,000 because he didn't start right away!

This member is not alone either...

Another member admitted that he had a decent savings account when he first heard of my program.

Shame about how things were going financially kept him from reaching out and getting the help he knew he needed. 

It wasn't until his savings account hit $0 that he finally reached out, in even more shame, of course...

Here's what I don't want for you...

I don't want you to wait until you've missed out on a life changing opportunity or until you've hit a life hindering low.

Don't get down the road and wish for different...

I want you to get down the road and dream about what's next!

 

The time to take control is now!

Not tomorrow...

Not later...

Not one day...

NOW! 

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We All Want MORE In Life...

Think about where you could be with an extra $500 every month to put towards your goals!

Simple, Effective, and Perfect For You!

"Coach has so much experience and has put in countless hours to make this program simple, effective, and perfect for you."

- Chris - 

Increased Cash Flow By $2,300!

"I never planned well for retirement, but with Coach's help and working the budget, he showed me how it was totally possible. I retired a year early and have more money left over than I did when I was working."

- Esther -

Such A Great Teacher!

"Fernando was such a great teacher and is always able to answer any questions and is extremely knowledgeable about how to eliminate debt and build lifelong wealth."

- Connor - 

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Commonly Asked Questions

If you have a simple question that isn't answered here, feel free to drop your question in the form below. 

It's Time To Put This Debt Behind You!

Take Control For

Only $24

To Change The Trajectory Of Your Life

What's Included:

  • Welcome To Metanoia Course
  • The Powerful Metanoia Budget
  • My Take-Control Masterclass
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100% Money Back Guarantee!

We are so confident in this program and the results it produces, that if you don't 10X your investment in the first 90 days, we will refund 100% of your purchase price!